Clear, honest information
Home Care Costs and Funding
Paying for care can feel complicated, especially when you are arranging it quickly. This page explains what affects the cost of care at home, the main ways care can be funded in England and how we prepare your personalised quote.
No obligation. We explain everything in plain English.
What Affects the Cost of Home Care
Visit length. A short visit suits a simple task such as a medication reminder. Longer visits give time for personal care, meals and company.
How often we visit. Anything from one visit a week to several visits a day.
Time of day. Early morning, evening and night visits may be charged at a different rate.
Weekends and bank holidays. These may carry a different rate.
The support involved. Some needs call for two carers at once or specialist training, which affects the cost.
Travel. [TRAVEL AND MILEAGE POLICY]
Our Rates
We do not publish a single price because no two care plans are the same. After your assessment, we give you a written quote that shows your visit times, what is included and the total cost, so there are no surprises.
Ways to Pay for Care at Home
Paying for care yourself
If your savings or income are above the council's limit, or you prefer to arrange care privately, you pay us directly. You can still ask your council for a free needs assessment and advice.
Local authority funding
Your council's adult social care team can carry out a free care needs assessment. If you have eligible needs, a financial assessment (a means test) looks at your income and savings to work out what you should contribute. For care at home, the value of the home you live in is not counted.
Direct payments
If the council agrees to fund some or all of your care, you can ask for the money as direct payments. This lets you choose and arrange your own care, including with a provider such as Sunrise Total Care.
NHS Continuing Healthcare
If your needs are mainly health related, the NHS may fund your care in full. This is called NHS Continuing Healthcare. It is not means tested, and eligibility is decided by the NHS through an assessment, usually starting with a short screening checklist.
Attendance Allowance
A benefit for people over State Pension age who need help with personal care or supervision because of an illness or disability. It is not means tested and you can spend it however you choose, including on care. People under State Pension age may be able to claim Personal Independence Payment (PIP) instead.
Support for family carers
If you look after someone, you can ask your council for a free carer's assessment to find out what help is available to you.
Funding We Accept
- Private payment
Useful links
This page is a general guide, not financial advice. For advice about your own situation, contact your local council or an independent financial adviser who specialises in care funding.
How We Prepare Your Quote
- 1
Talk to us.
Tell us about the support needed and we will answer your first questions about cost. - 2
Care assessment.
We visit to understand routines, needs and preferences. - 3
Your written quote.
We set out visit times, what is included and the total cost, so you can decide without pressure. - 4
Regular reviews.
If needs change, we review the care plan with you and explain any change in cost before it takes effect.
Request a Personalised Quote
Tell us a little about the care needed and we will be in touch to talk it through. We aim to reply [RESPONSE TIME].
Or call us: [PHONE]